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Author Archives: Emma
Market Update – December 2024
2024 was dominated by geopolitical uncertainty, as over 80 countries, between them holding roughly half of the world’s population, voted in pivotal national elections. Meanwhile, interest rates remained at elevated levels for longer than expected due to inflation proving stickier than forecast, leading to increased market volatility. News and investor Read the full article…
Christmas opening hours
Freedom Financial Planning will be closed from 5.30pm Monday 16th December and will re-open at 9.30am on Thursday 2nd January. Throughout 2024 I have continued to provide independent financial advice that is honest, practical and straightforward. I look forward to helping my clients continue to work towards their financial goals Read the full article…
State pension for 2025/26 tax year
The increase to the state pension from 6th April 2025 has been confirmed as 4.1%, taking the flat-rate state pension to £230.30 per week (up from the previous £221.20 per week). This equates to just over £12,000 per year or £1,000 per month. The increase was confirmed in the Autumn Read the full article…
Autumn Budget 2024
The Autumn Budget was delivered by the new Chancellor of the Exchequer, Rachel Reeves, on 30th October. The headline announcement was an increase in the main rate of employer National Insurance contributions from 13.8% to 15% and a reduction in the earnings threshold for employers from £9,100 to £5,000 (both Read the full article…
Market Update – September 2024
The General Election on 4 July brought a widely anticipated change of Government for the UK, with the Labour party winning a large majority. New Chancellor of the Exchequer Rachel Reeves announced that the Budget will take place on 30 October and warned of “difficult decisions” on tax and public Read the full article…